Health Alliance Program
The National Group Health Alliance (NGHA) presents an alternative self-funded employer centric market where employers can take back control, form their own purchasing pool, and succeed with self-funding.
The program offers favorable pricing and renewal rate increase caps, special underwriting provisions regarding large claim pooling, aggregate accommodation, waiver of aggregate minimums, extended runout coverage, and other favorable features not always available to small and mid-size employers.
Changing The Landscape
Through our rigorous evaluation and selection process we bring vendors that are top rated in the industry. We offer custom administrative programs in the areas of medical, dental, prescription drug and vision. Claim Choice also offers members electronic on line enrollment and real-time access to data analytics tools to track plan performance
Benefits Brought To You By
National Insurance Partners Corporation
Taking Back Control
NGHA understands these premium increases and lack of plan customization that medium sized employers face and while traditional self-funding may not be the desired funding arrangement for your business, we are excited to introduce a solution designed to provide the network coverage and ease of administration of a fully insured plan with the savings and unique solutions that level/self-funding deliver:
LEVEL-FUNDING WITH NGHA
HOW DOES LEVEL-FUNDING WORK?
ClaimChoice, our plan administrator, is one of the largest independent administrators of self-funded union and association health plans in the country bringing more than 30 years of staff experience in delivering integrated, customized benefit solutions that blend flexibility and customization, unlike anyone else in the marketplace. ClaimChoice has a proven track record of significantly lowering healthcare spend for self-funded employers, making them the clear choice for our level-funded program.
Achieving Success For Long Term Solutions To Healthcare
*The Cigna PPO Network refers to health care providers (doctors, hospitals, specialists) contracted as part of the Cigna PPO Network for Shared Administration
*All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company. The Cigna name, logo and other Cigna marks are owned by Cigna Intellectual Property, Inc.